Adding insult to injury
Mental health awareness is more in the public domain and it is starting to be taken seriously.
What you don’t need when feeling depressed is more bad news. For the 10% who are clinically depressed and the 25% who have depressive symptoms, to be denied or penalised by insurance providers seems illogical.
Is this depression discrimination simply another example of insurers not wanting to pay out?
UK government urged to investigate insurer 'discrimination' against mentally ill
Charities and MPs demand response after insurance companies accused of penalising people with depression and anxiety
How will they decide who is depressed and who is not?
The difficulty with depression is that:
- The term is used loosely, even within medical professions, that it is meaningless;
- The medical profession, in particular GP’s, often have no training in mental health;
- Anti-depressants are prescribed too easily and will appear on medical records;
- There is an assumption ‘once depressed- always depressed’; and such individuals are a significant risk.
As such the approach being pursued by some insurers is unscientific and a knee-jerk reaction.
Consequences and response
Those who are clinically depressed find it hard to function effectively. The straw that breaks the camels back could be unrealistic workplace expectations. While anti-depressants can help with initial coping, the problem is they tackle the everyday symptoms and do not address the underlying causes.
People with significant depression can often feel:
- Hopeless: they are no good;
- Ineffective: whatever I do is not good enough;
- Pointless: I will never make anything of my life so what is the point;
- Valueless: there is nothing about me that is likeable so I will never have a successful relationship.
Talking therapies effective in tackling depression
The counsellor will work with the underlying causes of the symptoms that the pills seek to alleviate including:
- Beliefs about yourself that are ingrained and unhelpful;
- Assumptions that you make about others that leave you feeling worse about yourself;
- Unhelpful patterns in your life that for some reason seem to be repeated.
The natural instinct is to speak to a doctor who may diagnose a form of depression ; this will then be on your medical record. However for initial coping this is a good approach.
Alternatively a Counsellor will talk through your symptoms, feelings and thoughts. Only then are you able to address and understand the reasons and tackle the problems.